New to Rise Up
Turning 65, leaving work coverage or shopping for a better plan.
Independent agency
We speak insurance, so you don't have to.
An independent agency led by Viola Lucero, CLTC. We compare plans from major insurance companies, explain them in plain English, and stay with you every year after.
5.0 on Google (49 reviews) Certified in Long-Term Care
Already a client? Book your review or get help with a claim
2027 Medicare Advantage, Maricopa County
52 plans · 50 with a $0 Part C premium
CMS CY2027 Landscape, excludes special needs plans
Start here
Turning 65, leaving work coverage or shopping for a better plan.
Your yearly review, a claim or bill, or a rate increase letter.
Rather talk it through? Call (480) 300-5776
Free plan comparison
Tell us a little about you and Viola's team will compare Medicare Supplement and Medicare Advantage options for your ZIP code, check your doctors and prescriptions, and walk you through the results. There is no cost for our help.
Under 65? See health plans before Medicare.
Your needs and situation are unique. We take the time to get to know you, so the coverage fits your lifestyle and your budget.
Turning 65 or reviewing for 2027
Advantage, Supplement and Part D, compared for your doctors and prescriptions.
Compare 2027 plansMarketplace plans and tax credits, short-term cover and HSAs for life before 65.
Term, permanent and final expense cover sized to the people who rely on you.
Traditional and hybrid long-term care, and short-term care for the gap in between.
Turning savings into income you cannot outlive, and planning the move off work benefits.
Critical illness, hospital indemnity, dental, vision and travel cover for the gaps.
Health and benefits for small employers who want to look after their people.
Official CMS figures for 2027. More choice is good, as long as someone checks your doctors and prescriptions against each plan.
In-network out-of-pocket maximums in Maricopa County range from $2,000 to $8,900 for 2027. Source: CMS Medicare Advantage and Part D Landscape, Contract Year 2027; counts exclude special needs plans.
Your doctors, prescriptions, budget, work and family situation. We ask the right questions first, so the comparison is about you, not a brochure.
We work with major insurance companies, so we can lay plans side by side and look for every discount you could be eligible for.
You will know what you have, how to use it, and what it covers. Plain English, no pressure, and the decision is always yours.
A yearly review as plans change, help with claims and questions all year, and a real person who picks up the phone.
Founder and Licensed Insurance Agent
Viola is a licensed agent who has been placing coverage for individuals and employer groups with an emphasis on building long-term relationships and excellent customer service. Her colleagues describe her as driven and resourceful, someone who always puts her clients' needs and budgets first.
She focuses on education, making sure every client knows what they have, how to use it, and what it covers. She works with people who need help navigating healthcare, and with employers who care about their employees and want to offer benefits but sometimes think they can't afford to. She fixes that.
"Rise Up Benefits Group was founded on a simple belief: insurance should be personal."
Also on the teamJacob OteroLife Insurance Agent
Shelby SegerdahlHealth Insurance Agent
Real reviews from Rise Up clients across Arizona, shown exactly as they wrote them.
I’m very happy I went to Viola at Rise up Benefits Group for my Medicare enrollment. I was inundated with mail and way too much information. I have been with Champ VA for 9 years so it gets confusing what to sign up for without losing those benefits as they become secondary. Viola explained everything and picked out the best option for me. I highly recommend her as it made this transition very smooth.
Mark JordanAug 27, 2026
Viola is the best in her industry! I recommend family and friends to the rise up benefits group! She will go above and beyond to make sure you and your family are taken care of!
Pedro HernandezJul 22, 2026
Viola’s knowledge of medical benefits is exceptional, but what truly sets her apart is her genuine passion for helping people. It’s clear she truly care about her clients and goes above and beyond to find the best solutions for each individual situation. If you’re looking for someone who is not only highly skilled but also deeply committed to your well-being look no farther, highly recommend.
JoDee TesterApr 25, 2026
Viola is amazing to work with she really helped my aunt get on the correct insurance plan that meet her health needs! It was so easy to communicate with Viola. She makes sure she reviews our plan every year and educates us on any changes. We have peace of mind which is hard to come by with health insurance!
Marlene GalvanFeb 27, 2026
Understand your options, learn how to avoid costly mistakes, and get your questions answered by a licensed professional. No sales pressure. Just education.
See whether your income adds a surcharge to your Part B and Part D premiums, and how much.
Free · no email required · 2026 figures
See how much a late start on Part B adds to your premium, every month, for as long as you have Part B.
Free · no email required · 2026 figures
Estimate your premium tax credit and what a benchmark Silver plan might cost you each month.
Free · no email required · 2026 figures
Use the DIME method to estimate how much life insurance would protect the people who rely on you.
Free · no email required · 2026 figures
Find your full retirement age and see your monthly benefit at every age from 62 to 70.
Free · no email required · 2026 figures
Project what care could cost when you might need it, and how much a daily benefit and benefit period would cover.
Free · no email required · 2026 figures
Start here · Medicare
Medicare has four parts, and two very different ways to put them together. Here is what each part covers, what it costs in 2026, and how people in Chandler and the East Valley usually build their coverage.
A month-by-month checklist for turning 65 in Chandler and the East Valley: when to enroll, what to compare, which deadlines carry penalties, and which choices are hard to undo in Arizona.
Medicare plans change every January. Here is a step-by-step checklist for reviewing your coverage during the Annual Enrollment Period, October 15 to December 7, 2026, before your 2027 plan starts.
How HealthCare.gov works in Arizona: who can enroll, the 2027 Open Enrollment dates, what the metal levels really mean, and the out-of-pocket limits that cap a bad year.
A rule of thumb is a starting point, not an answer. Here are three simple methods, the DIME method, income replacement and a needs worksheet, with a worked example you can copy with your own numbers.
Our office is on Alma School Road in Chandler. Clients come to us from across the East Valley and the rest of the state.
Visit the office
2160 North Alma School Road, Suite 102
Chandler, AZ 85224
Open Monday to Friday, 9 AM to 5 PM. Call ahead to book a time.
Cities we serve
Counts from the CMS 2027 Medicare Advantage landscape; special needs plans not included.
No. There is no fee for our help. Agents are paid by the insurance companies, and your premium is the same whether you enroll with us or on your own.
Our office is at 2160 North Alma School Road, Suite 102, Chandler, AZ 85224. We meet clients in the office, at home in the East Valley, by phone or by video.
Medicare (Advantage, Supplement and Part D), individual and family health insurance, life insurance, long-term care, retirement and annuities, supplemental coverage such as critical illness, hospital indemnity, dental, vision and travel, and employer group benefits.
Yes. Our clients are located all across Arizona, and Viola is licensed to help clients in other states too. Call and we will confirm we can help where you live.
Yes. Plans change every year. We review your coverage with you each year so you are not surprised in January.
A licensed agent who knows your name. Viola Lucero, CLTC, founded the agency and works with clients herself. Jacob Otero focuses on life insurance, and Shelby Segerdahl focuses on individual and family health coverage.
Whoever helps you, the goal is the same: you leave knowing what you have, how to use it, and what it covers.
No. Rise Up Benefits Group is an independent insurance agency in Chandler. We are not connected with or endorsed by the United States government or the federal Medicare program, and we do not operate on behalf of HealthCare.gov.
What we do is help you understand your options with the insurance companies we work with, in plain English, and then help you enroll if you decide to.
The Chandler office is open Monday to Friday, 9 AM to 5 PM. Please call ahead at (480) 300-5776 to book a time, so Viola or a member of the team is ready for you when you arrive.
If the office is not convenient, we can also meet by phone, by video, or at your home in the East Valley.
A list of your doctors, your prescriptions with the dosages, and your Medicare card if you have one. If you are looking at a Marketplace plan, a rough idea of your household income for the year helps too.
Do not worry if you are missing something. Come anyway, and we will help you put it together.
We do not offer every plan available in your area. Currently we represent 34 organizations which offer 64 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Book a free, no-pressure review with Viola in Chandler, by phone or by video. Bring your questions; leave with answers.
2160 North Alma School Road, Suite 102, Chandler, AZ 85224 (480) 300-5776
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