We speak insurance, so you don't have to.

Medicare, health and life insurance in Chandler, Arizona

An independent agency led by Viola Lucero, CLTC. We compare plans from major insurance companies, explain them in plain English, and stay with you every year after.

5.0 on Google (49 reviews) Certified in Long-Term Care

Already a client? Book your review or get help with a claim
Viola Lucero of Rise Up Benefits Group reviewing a Medicare plan booklet with a retired couple at their table

2027 Medicare Advantage, Maricopa County

52 plans · 50 with a $0 Part C premium

CMS CY2027 Landscape, excludes special needs plans

Medicare Annual Enrollment Period is open
  • Independent agencyMany companies compared
  • Education firstPlain English, no pressure
  • A yearly reviewWe check your plan every fall
  • No cost for our helpYour premium is the same

Start here

How can we help you today?

Rather talk it through? Call (480) 300-5776

Free plan comparison

Compare your Medicare options, side by side

Tell us a little about you and Viola's team will compare Medicare Supplement and Medicare Advantage options for your ZIP code, check your doctors and prescriptions, and walk you through the results. There is no cost for our help.

  • Plans from major insurance companies, compared for you
  • Medigap benefits are standardized by law, so we compare price and rate history
  • Your premium is the same as buying directly
  • Help with claims, bills and a yearly review after you enroll

Under 65? See health plans before Medicare.

Step 1 of 2: About you

Step 1 of 2: About you
What would you like to compare?
Step 2 of 2: How to reach you
Gender (optional)
Tobacco use? (optional)

Medicare Supplement prices can depend on age, gender and tobacco use, so these help us compare accurately. Skip them if you prefer.

This is a solicitation for insurance. Submitting information or calling the numbers listed on this website will direct you to a licensed agent. A licensed agent will contact you about your Medicare options.

What we help with

Coverage for every stage of life, all under one roof

Your needs and situation are unique. We take the time to get to know you, so the coverage fits your lifestyle and your budget.

Employer Group Benefits

Health and benefits for small employers who want to look after their people.

Medicare 2027, by the numbers

The East Valley has more plans than anyone can compare alone

Official CMS figures for 2027. More choice is good, as long as someone checks your doctors and prescriptions against each plan.

52Medicare Advantage plans in Maricopa County
47Medicare Advantage plans in Pinal County
13insurance companies offering them in Maricopa County
9standalone Part D plans in Arizona

In-network out-of-pocket maximums in Maricopa County range from $2,000 to $8,900 for 2027. Source: CMS Medicare Advantage and Part D Landscape, Contract Year 2027; counts exclude special needs plans.

Compare 2027 plans in your ZIP

How it works

Four steps, and you make the decision

  1. 1

    Tell us about you

    Your doctors, prescriptions, budget, work and family situation. We ask the right questions first, so the comparison is about you, not a brochure.

  2. 2

    We compare your options

    We work with major insurance companies, so we can lay plans side by side and look for every discount you could be eligible for.

  3. 3

    You understand it before you choose

    You will know what you have, how to use it, and what it covers. Plain English, no pressure, and the decision is always yours.

  4. 4

    We stay with you

    A yearly review as plans change, help with claims and questions all year, and a real person who picks up the phone.

Viola Lucero, CLTC, founder of Rise Up Benefits Group
Meet your agent

Viola Lucero, CLTC

Founder and Licensed Insurance Agent

Viola is a licensed agent who has been placing coverage for individuals and employer groups with an emphasis on building long-term relationships and excellent customer service. Her colleagues describe her as driven and resourceful, someone who always puts her clients' needs and budgets first.

She focuses on education, making sure every client knows what they have, how to use it, and what it covers. She works with people who need help navigating healthcare, and with employers who care about their employees and want to offer benefits but sometimes think they can't afford to. She fixes that.

"Rise Up Benefits Group was founded on a simple belief: insurance should be personal."
Jacob Otero, Life Insurance Agent

Also on the teamJacob OteroLife Insurance Agent

Shelby Segerdahl, Health Insurance Agent

Shelby SegerdahlHealth Insurance Agent

Client reviews

What clients say about working with Viola

Real reviews from Rise Up clients across Arizona, shown exactly as they wrote them.

  • I’m very happy I went to Viola at Rise up Benefits Group for my Medicare enrollment. I was inundated with mail and way too much information. I have been with Champ VA for 9 years so it gets confusing what to sign up for without losing those benefits as they become secondary. Viola explained everything and picked out the best option for me. I highly recommend her as it made this transition very smooth.

    Mark JordanAug 27, 2026

  • Viola is the best in her industry! I recommend family and friends to the rise up benefits group! She will go above and beyond to make sure you and your family are taken care of!

    Pedro HernandezJul 22, 2026

  • Viola’s knowledge of medical benefits is exceptional, but what truly sets her apart is her genuine passion for helping people. It’s clear she truly care about her clients and goes above and beyond to find the best solutions for each individual situation. If you’re looking for someone who is not only highly skilled but also deeply committed to your well-being look no farther, highly recommend.

    JoDee TesterApr 25, 2026

  • Viola is amazing to work with she really helped my aunt get on the correct insurance plan that meet her health needs! It was so easy to communicate with Viola. She makes sure she reviews our plan every year and educates us on any changes. We have peace of mind which is hard to come by with health insurance!

    Marlene GalvanFeb 27, 2026

Free workshops and community events

Learn Medicare before you enroll, online or in Chandler

Understand your options, learn how to avoid costly mistakes, and get your questions answered by a licensed professional. No sales pressure. Just education.

  • Wednesday, October 28, 2026, 11:00 AMFree Medicare Seminar in Chandler
  • Wednesday, October 28, 2026, 5:30 PMFree Medicare Seminar in Chandler
  • Wednesday, November 4, 2026, 11:00 AMFree Medicare Seminar in Chandler

Save a free workshop seat Events calendar

The Rise Up Benefits Group ribbon cutting outside the Chandler office, with neighbors and clients gathered under the Medicare, Health, Life sign
The Rise Up office opening in Chandler.
Free calculators

Run the numbers yourself, no email required

All 19 calculators

IRMAA calculator

See whether your income adds a surcharge to your Part B and Part D premiums, and how much.

Free · no email required · 2026 figures

Part B penalty calculator

See how much a late start on Part B adds to your premium, every month, for as long as you have Part B.

Free · no email required · 2026 figures

ACA subsidy calculator

Estimate your premium tax credit and what a benchmark Silver plan might cost you each month.

Free · no email required · 2026 figures

Life insurance needs

Use the DIME method to estimate how much life insurance would protect the people who rely on you.

Free · no email required · 2026 figures

Social Security claiming age

Find your full retirement age and see your monthly benefit at every age from 62 to 70.

Free · no email required · 2026 figures

Long-term care planner

Project what care could cost when you might need it, and how much a daily benefit and benefit period would cover.

Free · no email required · 2026 figures

Learn

Guides that explain it in plain English

Start here · Medicare

Medicare 101 in Arizona: Parts A, B, C and D

Medicare has four parts, and two very different ways to put them together. Here is what each part covers, what it costs in 2026, and how people in Chandler and the East Valley usually build their coverage.

7 min read

  • Medicare

    Turning 65 in Arizona: Your Medicare Checklist

    A month-by-month checklist for turning 65 in Chandler and the East Valley: when to enroll, what to compare, which deadlines carry penalties, and which choices are hard to undo in Arizona.

    7 min read

  • Medicare

    Your Annual Medicare Review Checklist for Arizona

    Medicare plans change every January. Here is a step-by-step checklist for reviewing your coverage during the Annual Enrollment Period, October 15 to December 7, 2026, before your 2027 plan starts.

    7 min read

  • Health

    The ACA Marketplace in Arizona, explained

    How HealthCare.gov works in Arizona: who can enroll, the 2027 Open Enrollment dates, what the metal levels really mean, and the out-of-pocket limits that cap a bad year.

    6 min read

  • Life

    How much life insurance do I need? 3 ways to work it out

    A rule of thumb is a starting point, not an answer. Here are three simple methods, the DIME method, income replacement and a needs worksheet, with a worked example you can copy with your own numbers.

    6 min read

Areas we serve

Rooted in Chandler, serving all of Arizona

Our office is on Alma School Road in Chandler. Clients come to us from across the East Valley and the rest of the state.

The Rise Up Benefits Group office in Chandler on its opening day

Visit the office

2160 North Alma School Road, Suite 102
Chandler, AZ 85224

Open Monday to Friday, 9 AM to 5 PM. Call ahead to book a time.

Questions

Frequently asked questions

Does it cost anything to work with Rise Up Benefits Group?

No. There is no fee for our help. Agents are paid by the insurance companies, and your premium is the same whether you enroll with us or on your own.

Where is Rise Up Benefits Group located?

Our office is at 2160 North Alma School Road, Suite 102, Chandler, AZ 85224. We meet clients in the office, at home in the East Valley, by phone or by video.

What kinds of insurance does Rise Up Benefits Group help with?

Medicare (Advantage, Supplement and Part D), individual and family health insurance, life insurance, long-term care, retirement and annuities, supplemental coverage such as critical illness, hospital indemnity, dental, vision and travel, and employer group benefits.

Can you help me if I live outside Chandler?

Yes. Our clients are located all across Arizona, and Viola is licensed to help clients in other states too. Call and we will confirm we can help where you live.

Do you review my coverage every year?

Yes. Plans change every year. We review your coverage with you each year so you are not surprised in January.

Who will I work with at Rise Up Benefits Group?

A licensed agent who knows your name. Viola Lucero, CLTC, founded the agency and works with clients herself. Jacob Otero focuses on life insurance, and Shelby Segerdahl focuses on individual and family health coverage.

Whoever helps you, the goal is the same: you leave knowing what you have, how to use it, and what it covers.

Is Rise Up Benefits Group part of Medicare or the government?

No. Rise Up Benefits Group is an independent insurance agency in Chandler. We are not connected with or endorsed by the United States government or the federal Medicare program, and we do not operate on behalf of HealthCare.gov.

What we do is help you understand your options with the insurance companies we work with, in plain English, and then help you enroll if you decide to.

What are your office hours?

The Chandler office is open Monday to Friday, 9 AM to 5 PM. Please call ahead at (480) 300-5776 to book a time, so Viola or a member of the team is ready for you when you arrive.

If the office is not convenient, we can also meet by phone, by video, or at your home in the East Valley.

What should I have ready before my first appointment?

A list of your doctors, your prescriptions with the dosages, and your Medicare card if you have one. If you are looking at a Marketplace plan, a rough idea of your household income for the year helps too.

Do not worry if you are missing something. Come anyway, and we will help you put it together.

We do not offer every plan available in your area. Currently we represent 34 organizations which offer 64 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

We speak insurance, so you don't have to.

Book a free, no-pressure review with Viola in Chandler, by phone or by video. Bring your questions; leave with answers.

2160 North Alma School Road, Suite 102, Chandler, AZ 85224 (480) 300-5776